It’s July 6th and I feel like perhaps more than any other time in my life, I am at a crossroads. It’s stressful and scary.
First, I’m in Bloomington living in a two-room (not a two-bedroom) apartment that was created within the detached garage. Now, I must say up front that it’s pretty freaking sweet. It gets a little warm, but it’s mostly yellow with a green accent wall, a full-sized refridgerator, a nice countertop, a loft-style bed, a bookshelf, and my two computers. My PC for work, and my Mac for everything else. It’s $250/month, but I’m also going to have to take on the internet bill and some electricity, which will push it to probably near $350-400.
Well, let me say that I have a standing offer in Greenwood from a cool hippie-chick who owns a big (but old, and sort of unfinished) house with a really great yard. She’s a vegetarian and has a garden and just got chickens. She would charge me $400 all-inclusive. So if my rent here goes over $350, I might very well call upon her to take advantage of the offer, as I’d be closer to places where I could find work. Of course, if I compared Greenwood to Bloomington, it’s a no-brainer. Bloomington is so much nicer. But the point is that I’m here because it’s financially the only thing I can do, and if that loses its value, I might leave.
I’ve also put in applications to 7 or 8 places, including back at Sallie Mae (now Navient), though in Customer Service rather than Collections as I was working last time. So we shall see. I applied around 4pm on Thursday, the 3rd. The day before Independence Day, so I couldn’t have expected anything with the weekend now upon us.
But I also applied for some places in Tampa and Orlando. I haven’t yet looked elsewhere, such as Austin, where I’d consider since I’d lived there 3 years and am at least familiar with it to a good degree. Or I could go to Portland or Seattle, but it really all depends on if anyone would hire me from out of state.
For the Florida jobs, I put Hazel’s parents’ house as the address so I appear close. The main issue is that I have had a lot of jobs in the past few years and that looks unstable on a resume. Ideally, I’d get a decent paying job in Orlando, since I’d love to hang out with Hazel at Disney World, and I’d love to go to Sea World and Universal Studios again on a regular basis. It’d make my days off a lot more enjoyable.
Other than that, I hope I get a job at Sallie Mae again. Maybe it’ll be different in Customer Service, but no doubt, I’ll be better off taking that $400 room rather than paying all of my own bills, which cost me an extra $300-$350/month easily. If I’d have had that situation all along, my card could easily have been $2000 instead of $4800. Or perhaps $3500 at the highest.
Plus my car is getting old and my phone is showing problems. It’s not looking great at the moment.
The next check I get will be the first one with overtime. And I expect I’ll have holiday pay for the 4th of July, so maybe it’ll be $650 or so. It’ll really tell me a lot, once I can calculate the extra hours and how it corresponds to pay.
Also, I’m actually interested in whether or not I’d qualify for food stamps. I know that sounds awful, but whatever. Food is a big expense. I’m trying to cut down. I went through the entire month of June via my bank (which doesn’t include the $100 I spent with my Simple card), and some of it was in Indianapolis and some in Bloomington, so it’s not the best month to use, but I still recognized probably $30 in McDonalds/Taco Bell charges, which are unnecessary. I didn’t calculate it, but probably $60 in Starbucks. The rest was either expenses I had to pay, such as my Disney annual pass, phone bill, rent, and gas, or food. I can’t tell if it was necessary because I could probably have bought cheaper things. But I think i’ve done a pretty good job. I’m just falling behind. Not only did I use my Simple account, but I also had to move $105 from my savings to cover everything, and I’m still only at $17 in my account.
I have a credit balance of $75 on IPL because I double-paid. :( I think I have a refund coming for Comcast too. But I can’t count on that until I receive it.
So that’s my situation right now in that regard.
I’m getting back in to Maya. Trying to find a way to do modeling in an efficient and low-polygon style that will help me with my comics. No needs for super detailed, high poly stuff, since it makes the system go slow and I’d never be able to actually have a whole city, anyway. I tried Sketchup, but honestly I’m more comfortable in Maya. Sketchup is probably better, and I hate to say. But since I’ll be tracing over the models in Illustrator to keep the look consistent, it doesn’t matter. And John is using Sketchup, but he’s tracing over his lines. I don’t understand why.
Hazel bought me a book called “Bachelor Pad Economics” which is cool. It’s basically saying to find out what makes you happy and live beneath your means. There are a lot of other things, but to boil it down, the more bills you have and the more things you own, the more you have to work to pay for them, and the less time you have to relax and do things you want to do.
I think I’m still doing okay. I mean, I don’t have kids and though at the moment, I have a crappy paying job, I think I’ll get a better one and I’m always learning good life lessons and I’m downsizing and working on my artwork and finding time to workout and I think I eat fairly healthy. Lots of yogurt, cottage cheese, soy/black bean burgers, etc. Too much soda and coffee. But no hamburgers, pizza, fast food, beer, chips, etc. It could be way worse.
I’m trying to pick up some overtime. I actually really kind of hate my job. Haha. But if I can squeeze out 2 hours from 10pm-12am on my days off, and maybe 30 minutes from 1-1:30 on the days I work, that’s an extra 6.5 hours per week. At $13.50 for each of those hours, it’s around…$85. After taxes, maybe $45-50 per week. That wouldn’t tax me too much, and could be the difference between depleting my savings or not. And it buys me more time to find a better job.
Speaking of the Florida jobs, if I get one, Hazel said she’ll fly up here, rent a moving truck, and haul my stuff and car down to Orlando to save my car the miles. And my mechanic is down there anyway.
So that’s super awesome. Plus, she’s paying the finance charges on my credit card, which is awfully nice. My minimum is $100.00 exactly. It used to be $140 when I moved to Indy back in June of 2013, so it’s come down quite a bit. The next payment will get it down to around $97 or $98. That’s just a continuing decline, which is great! Slow, but it’ll get there. Hopefully if I get a good job, I can throw $200-300/month and it’ll be a minimum of $80 and then $65 before I know it and it’ll disappear.
Anyway….lots of babbling.
I didn’t even talk about China.